Updated
Pump Fun Holder Rewards
Holder Rewards send a coin's creator fees to the people who hold it. Pump.fun swapped them in for Cashback mode on September 12, 2026. Hold more than $20 of a Holder Rewards coin and you get paid several times an hour, in SOL or whatever the coin is paired with. You never have to claim. Trade with code BonusReward and your platform fee drops from 0.45% to 0.40%.
BonusReward
How do Pump Fun Holder Rewards work?
The creator's share of each trade goes to holders, several times an hour.
| Started | September 12, 2026, in place of Cashback mode |
|---|---|
| Paid from | The creator's share of the pool fee on every buy and sell |
| Who qualifies | Any wallet holding more than $20 worth of the coin |
| How it is split | Pro rata: the more coins you hold, the bigger your share |
| How often | Automatically, several times an hour |
| Paid in | The quote token: SOL for SOL pairs, PUMP for PUMP pairs, and so on |
| Claim needed | No |
| Turned on by | The creator at launch, or Pump.fun on request for older coins |
| Can it be undone | No, the switch is permanent |
| Platform fee | 0.45% per trade, or 0.40% with code BonusReward |
| Referral code | BonusReward |
What are Pump Fun Holder Rewards?
A coin setting that pays creator fees to holders instead of the creator.
Every trade on a Pump.fun coin pays a pool fee, and part of that fee is the creator's share. On a normal Creator Fee coin, the creator claims it. On a Holder Rewards coin, that share goes to a Pump.fun distribution wallet and is then paid out to the holders. Traders pay the same fee either way. Only the receiver changes.
The size of the share depends on where the coin trades:
- Bonding curve: 0.30% of each trade.
- After graduation to PumpSwap: up to 0.95% on smaller coins, then lower in steps as market cap grows.
- The largest coins: 0.05%.
- Custom Pairs: a flat fee the creator picks at launch, from 0.01% to 3%. It can never be changed.
How much holders have been paid
| Date | Paid to holders |
|---|---|
| Sep 14, 2026 | $4M+ in the first 2 days |
| Sep 21, 2026 | $8M+ in under 10 days |
| Oct 5, 2026 | $14M in 3 weeks |
| Oct 28, 2026 | $28M+ in 45 days |
Creator fees are still far bigger. In the 24 hours before October 7, holders got about $730,000 and creators about $3.4M.
What happened to Pump Fun Cashback mode?
It closed to new coins on September 12, 2026, when Holder Rewards arrived.
Cashback mode launched on February 17, 2026. Before launch, a creator could flip a switch and send all of the coin's creator fees to its traders. Traders then claimed their cashback in the app, under Profile, then Rewards. The more you traded, the more you collected.
Paying traders rewarded churn. Holder Rewards pay the people who keep the coin, and Pump.fun said it wants longer hold times and communities that last. Several Cashback coins switched over within hours of the launch.
| Cashback mode | Holder Rewards | |
|---|---|---|
| Creator fees go to | Traders | Holders |
| Your share depends on | How much you traded | How much you hold |
| Payout | Claimed in the app | Sent automatically |
| New coins | Closed since Sep 12, 2026 | Available at launch |
| Switching | Can apply to switch | Locked for good |
Coins that launched with cashback keep it unless they switch. Cashback you already earned can still be claimed under Profile, Rewards, Cashback in the app.
Who counts as a holder for Holder Rewards?
Any wallet holding more than $20 worth of the coin.
That is the only rule Pump.fun has published, and it is a dollar value, not a coin count. If the price falls and your bag drops under $20, you stop qualifying until it is worth more again.
Above the bar, size is what counts. Payouts are pro rata, so a wallet with 2% of the eligible coins gets twice what a 1% wallet gets. There is no bonus for holding longer. A long hold earns more only because it sits through more payouts.
Pump.fun has not announced a minimum hold time. It has also not said whether it snapshots balances at each payout or averages them. Payouts run several times an hour, so you need to hold through at least one before anything shows up.
Payouts go onchain to the wallets that hold the coin. A coin kept in another wallet app should qualify too, though Pump.fun has not said so in plain words.
How are Holder Rewards calculated and paid?
Fees build up in a Pump.fun wallet, then go out to holders by balance.
Your cut is the holder share of the coin's trading, times your share of the eligible coins. Here is a made-up example:
- A coin on its bonding curve trades $200,000 in a day.
- Holders share 0.30% of that, so the day's pot is $600.
- You hold 1% of the coins in eligible wallets, worth $500. Your cut is about $6, paid out in small pieces through the day.
- If the coin's price falls 10% that day, your bag loses $50. That is more than eight days of rewards.
So treat Holder Rewards as a small extra on top of a price you do not control. They rarely rescue a bad coin.
Paid in the quote token
You are paid in whatever the coin is paired with. A SOL pair pays SOL. A coin paired with PUMP pays PUMP. Custom Pairs can use other Pump.fun coins, tokenized stocks, wrapped Bitcoin and more. That token's price moves too, so check the pair before you buy.
Buy a coin paired with PUMP and your money buys PUMP first, then the coin. From then on you receive PUMP for as long as you hold.
The most used Custom Pairs had paid holders this much by October 5, 2026, at that day's prices:
| Pair | Paid to holders |
|---|---|
| PUMP | $4.05M |
| ZEC | $844K |
| WBTC | $386K |
| XMR | $316K |
Where can you see the Holder Rewards you earned?
In your wallet. Payouts land there directly, with nothing to claim.
Each payout arrives as an incoming transfer of the quote token, so your wallet history is the full record. The Pumpfun app can also send a phone notification for each payout, with the amount and the coin.
For a view of the whole coin, open it in Terminal, Pump.fun's trading terminal. Click the Holder Rewards icon in the coin header and a panel shows the total paid out and the top receivers.
Do not look for a claim button. The app's Rewards tab lists things you claim, such as Cashback and Creator rewards. Holder Rewards skip that step.
How do you find coins with Holder Rewards turned on?
Use the Holder rewards page on pump.fun, or the icon in Terminal.
Since September 25, 2026, Pump.fun's website has a Holder rewards tokens page at pump.fun/holder-rewards, pictured at the top. It lists every Holder Rewards coin with its total paid out, market cap and number of holders paid. You can sort by rewards and filter by quote token, launch date and last trade.
In Terminal, a small coins-on-a-hand icon marks Holder Rewards coins on coin cards and on the chart page. Before you buy one for the rewards, check four things:
- The label. A name or description can say anything. Trust the listing on that page or the icon, which come from how the coin was set up.
- Total paid out. A coin that has paid holders very little has very little trading.
- Who holds the supply. If a developer or a bundle holds 30% of the coins, they also take about 30% of each payout.
- The fee on a Custom Pair. A 3% fee pays holders well, but it can keep traders away.
Holder Rewards in Terminal
Holder Rewards support in Terminal, from launch day.
- An icon marks Holder Rewards coins
- The status shows on each coin's chart
- A panel lists the total paid and the top receivers
How does a creator turn on Holder Rewards?
At launch, by picking a Holder Rewards token over a Creator Fee token.
At launch
In the coin creation flow, choose a Holder Rewards token instead of a standard Creator Fee token. On a Custom Pair, also set the flat fee, from 0.01% to 3%. That fee is final.
After launch
Older Creator Fee and Cashback coins can switch. The team or the community applies through Pump.fun's fee redirection form. Pump.fun accepts or rejects each request based on what it judges best for the coin and its community.
Pair fee on a switch
A Custom Pair that switches must name a new flat fee between 0.01% and 3%. SOL and USDC pairs keep the standard tiered fee, which falls as market cap rises.
No way back
Once a coin is a Holder Rewards token, it stays one. The fees never return to the creator.
On launch day, Pump.fun co-founder Alon Cohen said any existing PumpSwap coin can switch. A creator who holds the coin may still get a holder's share like anyone else, since Pump.fun has not said creator wallets are left out.
Holder Rewards can fit when
- No team needs the fee income to build
- The coin is a community meme and holders are the point
- You want buyers to have a reason to hold through dips
- The original creator left but still collects the fees
Keep creator fees when
- Fees pay for development, marketing or a team
- You may need the income later, since the switch is final
- A high Custom Pair fee would scare off traders
What are the risks of Pump Fun Holder Rewards?
Rewards are small next to price swings, and the label can be gamed.
- Rewards do not cover price drops. A few dollars a day means nothing if the coin halves. Most memecoins lose almost all of their value.
- Farming the label. A creator can launch a Holder Rewards coin, hold a big share across many wallets and collect most of the payouts while the label pulls in buyers. Check the holder map first.
- High fees on Custom Pairs. A big flat fee sounds generous to holders. You pay it too, once on the buy and again on the sell.
- Volume dries up. Rewards come from trading. When trading stops, so do the payouts.
- Rules change. Cashback mode lasted about seven months. Holder Rewards may change too.
- Pump.fun says it does not serve residents of the UK.
There is nothing to claim. Holder Rewards reach your wallet on their own. A site, bot or direct message that asks you to connect a wallet or sign a transaction to "claim Holder Rewards" is a scam. So is a coin that says "holder rewards" in its name but is missing from the Holder rewards page.
Does a referral code change your Holder Rewards?
No. It lowers your platform fee, and Holder Rewards are a separate fee.
Holder Rewards come out of the pool fee. The platform fee is a separate line: 0.45% without a code, 0.40% with any valid code such as BonusReward. Buy and sell $1,000 of a Holder Rewards coin and the code saves you $1. Add it in the mobile app before your first purchase.
1Open the app
2Go to your profile
3Open Rewards
4Open ReferralsPump Fun Holder Rewards FAQ
Do I have to claim Holder Rewards?
No. They are sent to your wallet automatically, several times an hour. Anything that asks you to claim them is a scam.
Do I need to hold the coin in the Pumpfun app?
Probably not. Payouts go onchain to the wallets that hold the coin, so a wallet in another app should qualify. Pump.fun has not stated this directly.
Does holding longer earn more?
Not per payout. Your share depends on how many coins you hold. Holding longer only means you collect more payouts.
Why did I get nothing from a Holder Rewards coin?
Check that your bag is worth more than $20 and that the coin is on the Holder rewards page. Low volume means tiny payouts, and a payout may not have run since you bought.
Can an old coin switch to Holder Rewards?
Yes, if Pump.fun approves it. Creator Fee and Cashback coins can apply through the fee redirection form. The change is permanent.
Can a creator split fees with holders?
No. A coin is either a Creator Fee token or a Holder Rewards token. No split option has been announced.
Is Cashback mode coming back?
No return has been announced. Pump.fun removed it as a launch option on September 12, 2026.
Hold and trade on the Pumpfun app with code BonusReward.
BonusRewardDisclosure: BonusReward is our referral code. When you use it, we earn part of the platform fees you pay. You pay the same 0.40% with any valid code.
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